Provider research · No numerical rating
NGN bank deposits with checked UK regulatory identity and published Germany sending information. Final pricing must still be checked.
Desk research checked: 2026-09-14. Review: KudiCompass — AI-assisted desk research. No transfer was executed as part of this research.
Who operates the service?
UK: WorldRemit Ltd, FCA 900891, authorised electronic money institution with money-remittance activity. The Belgian register lists WorldRemit Belgium (0718.634.495). CBN lists WorldRemit Limited as an IMTO. Canada: WorldRemit Inc, FINTRAC M11556765 independently matched. Remaining country-specific permission checks are incomplete.
Belgian payment-institution register
FINTRAC Canadian registry (download checked)
Fees and exchange rates
The Nigeria page advertises fee-free naira transfers. This does not establish the exchange-rate margin or other payment costs. Its calculator did not provide a complete comparable snapshot in this review. Introductory exchange-rate offers are separate from repeat-customer pricing.
Nigeria service and bank payouts
Delivery times
The Nigeria bank-transfer FAQ advertises arrival within an hour, with possible requests for further information. We did not test that timing; verification, bank processing and transfer conditions can affect delivery.
Nigeria service and bank payouts
Customer-fund protection
UK electronic-money status is not FSCS deposit protection. We have not independently audited the provider’s safeguarding arrangements. Read the local terms and complaint routes for your contracting entity.
Complaints and refunds
Use WorldRemit’s official help pages and Customer Complaints link. Record the transfer reference and request a trace if the advertised arrival time passes. Refund eligibility and timing should be checked for the transfer’s current status.
Nigeria service and bank payouts
Limitations and unresolved checks
Only NGN bank deposits enter our checked payout methods. Generic cash and mobile panels on a destination page are not enough to verify those methods. We make no price or speed award without comparable evidence.
Nigeria service and bank payouts
Routes to Nigeria
United Kingdom
Current route checks complete
Availability: UK GBP to Nigeria NGN shown on the provider’s destination page.
Operator: WorldRemit Ltd — FCA 900891.
How to pay: The UK payment FAQ lists bank transfer and card options; confirm the chosen method is offered for your transfer.
Payout: NGN deposits to selected Nigerian accounts are described by WorldRemit; CBN lists WorldRemit Limited.
Limits: Personal account and route limits have not been verified.
Fees: Fee-free NGN transfers advertised; exchange-rate pricing and other charges need a final quote.
Route checked: 2026-09-14
Visit WorldRemitUnited States
Not included in our verified comparison
Availability: Nigeria transfers are advertised; the origin-specific approval is incomplete.
Operator: Country-specific contracting entity and permissions still being checked.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: NGN deposits to selected Nigerian accounts are described by WorldRemit; CBN lists WorldRemit Limited.
Limits: Personal account and route limits have not been verified.
Fees: Fee-free NGN transfers advertised; exchange-rate pricing and other charges need a final quote.
Route checked: 2026-09-14
Canada
Not included in our verified comparison
Availability: Dedicated Canada-to-Nigeria page confirmed; remaining regulatory and payout-chain checks are incomplete.
Operator: Legal Name: WORLDREMIT INC., Operating Name: WORLDREMIT, ZEPZ, SENDWAVE — M11556765, registered in FINTRAC export checked 14 September 2026.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: NGN deposits to selected Nigerian accounts are described by WorldRemit; CBN lists WorldRemit Limited.
Limits: Personal account and route limits have not been verified.
Fees: Fee-free NGN transfers advertised; exchange-rate pricing and other charges need a final quote.
Route checked: 2026-09-14
Germany
Not included in our verified comparison
Availability: A dedicated Germany sending-country guide exists. Passporting and full route checks remain incomplete.
Operator: WorldRemit Belgium — Belgian register 0718.634.495.
How to pay: Germany guide lists cards, Apple Pay and Trustly; eligibility is method-specific.
Payout: NGN deposits to selected Nigerian accounts are described by WorldRemit; CBN lists WorldRemit Limited.
Limits: Germany guide lists €8,000 per card/Apple Pay transfer and €40,000 daily; Trustly up to €40,000 per transfer. Personal limits can be lower.
Fees: Fee-free NGN transfers advertised; exchange-rate pricing and other charges need a final quote.
Route checked: 2026-09-14
Sources and review scope
- Nigeria service and bank payouts — 2026-09-14
- UK FCA record — 2026-09-14
- Sending from Germany — 2026-09-14
- Belgian payment-institution register — 2026-09-14
- UK funding methods — 2026-09-14
- Customer protection — 2026-09-14
- CBN IMTO directory — 2026-09-14
- FINTRAC Canadian registry (download checked) — 2026-09-14
- Canada to Nigeria — 2026-09-14
Commercial status: No approved publisher agreement is recorded for this profile.