Provider research · No numerical rating
Nigeria bank-transfer service with a checked UK regulatory identity. Advertised fee and speed claims are separated from measured performance.
Desk research checked: 2026-09-14. Review: KudiCompass — AI-assisted desk research. No transfer was executed as part of this research.
Who operates the service?
UK: Taptap Send UK Limited, FCA 900842, authorised electronic money institution with money-remittance activity. Its licence page names Taptap Send Belgium SA (0754.970.695), Taptap Send Payments Canada Inc (M21060579), and TapTap Send Payments Co (NMLS 2108069) for other markets. Overseas route approval remains pending independent checks.
FINTRAC Canadian registry (download checked)
Fees and exchange rates
Nigeria marketing advertises no transfer fee. We have not measured the exchange-rate margin or obtained a complete quote cohort. Confirm the total charge and NGN delivered in the app. No promotion is assumed to apply.
Nigeria service, limits and pricing
Delivery times
Its Nigeria page reports 95% of transfers under three minutes using internal data dated 26 December 2025. That is a provider claim, not a KudiCompass test or a guarantee for your payment.
Nigeria service, limits and pricing
Customer-fund protection
The UK service is an electronic money institution, not a bank deposit. The European agreement describes safeguarding by insurance or dedicated client accounts. Country-specific protection must be read in the agreement that applies to you.
Complaints and refunds
Contact support as soon as a transfer needs cancelling. The provider’s cancellation guidance says a refund cannot be guaranteed in every case. Its European terms identify Ombudsfin as a possible escalation route, subject to the stated conditions.
Limitations and unresolved checks
Exact funding availability and personalised limits still need checking at checkout. Overseas licences stated by the provider have not all been independently confirmed. This profile does not establish a fastest or lowest-cost service.
Routes to Nigeria
United Kingdom
Current route checks complete
Availability: The provider explicitly advertises this sending country to Nigeria.
Operator: Taptap Send UK Limited — FCA 900842.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: The provider advertises deposits to Nigerian banks; CBN lists Taptap Send UK Limited.
Limits: The Nigeria page advertises a UK maximum of £99,000; your account or payment method may allow less.
Fees: No transfer fee advertised; rate margin and total quote not independently measured.
Route checked: 2026-09-14
Visit Taptap SendUnited States
Not included in our verified comparison
Availability: The provider explicitly advertises this sending country to Nigeria.
Operator: Country-specific contracting entity and permissions still being checked.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: The provider advertises deposits to Nigerian banks; CBN lists Taptap Send UK Limited.
Limits: Personal account and route limits have not been verified.
Fees: No transfer fee advertised; rate margin and total quote not independently measured.
Route checked: 2026-09-14
Canada
Not included in our verified comparison
Availability: The provider explicitly advertises this sending country to Nigeria.
Operator: Legal Name: TAPTAP SEND PAYMENTS CANADA INC., Operating Name: TAPTAP SEND — M21060579, registered in FINTRAC export checked 14 September 2026.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: The provider advertises deposits to Nigerian banks; CBN lists Taptap Send UK Limited.
Limits: Personal account and route limits have not been verified.
Fees: No transfer fee advertised; rate margin and total quote not independently measured.
Route checked: 2026-09-14
Germany
Not included in our verified comparison
Availability: UK, US and Canada are named on the Nigeria page; EU coverage is advertised, with Germany-specific approval still pending.
Operator: Country-specific contracting entity and permissions still being checked.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: The provider advertises deposits to Nigerian banks; CBN lists Taptap Send UK Limited.
Limits: Personal account and route limits have not been verified.
Fees: No transfer fee advertised; rate margin and total quote not independently measured.
Route checked: 2026-09-14
Sources and review scope
- Nigeria service, limits and pricing — 2026-09-14
- UK FCA record — 2026-09-14
- Regional legal entities — 2026-09-14
- European customer agreement — 2026-09-14
- Cancellations and refunds — 2026-09-14
- CBN IMTO directory — 2026-09-14
- FINTRAC Canadian registry (download checked) — 2026-09-14
Commercial status: No approved publisher agreement is recorded for this profile.