Provider research · No numerical rating
Country-specific Nigeria services are advertised in all four launch markets. UK registration records and customer terms need reconciliation before comparison inclusion.
Desk research checked: 2026-09-14. Review: KudiCompass — AI-assisted desk research. No transfer was executed as part of this research.
Who operates the service?
The live FCA register checked on 14 September 2026 shows Remitly U.K., Ltd under 1047222 as an authorised electronic money institution, with money-remittance activity. A retrieved UK agreement still referenced 728639. The register also shows restrictions on agents and specified third-party payment services. We have not established how the transition affects current customer terms. Canada: Remitly Canada Inc, FINTRAC M15481516 independently matched and named in its Canadian agreement.
Fees and exchange rates
The final quote depends on origin, payment method and eligibility. Promotional rates can be restricted to new customers and part of a transfer. We have not collected a complete repeat-customer snapshot; no current fee or rate is inferred from a banner.
Delivery times
Treat the delivery estimate for the particular transfer as the relevant advertised timing. We did not execute a transfer. A promise to refund a transfer fee for late delivery is different from insurance of the money sent.
Customer-fund protection
The UK register does not provide FSCS compensation for the firm’s failure. Safeguarding arrangements and the correct current agreement need checking together. We do not extend UK protections to US, Canadian or German customers.
Complaints and refunds
The linked UK agreement directs complaints to [email protected] and its Help Center. Request cancellation promptly; completed transfers and incorrect recipient details may limit recovery. Check the terms for your sending country.
Limitations and unresolved checks
Held outside verified comparisons while the UK documentation mismatch and overseas legal-entity checks are resolved. This is an evidence gap, not a conclusion that the advertised routes are prohibited.
Routes to Nigeria
United Kingdom
Not included in our verified comparison
Availability: A dedicated provider page advertises this route.
Operator: Remitly U.K., Ltd — current FCA 1047222; older terms differ.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: Nigeria bank deposits are advertised; CBN lists Remitly Inc. The contracting-entity chain is still being checked.
Limits: Personal account and route limits have not been verified.
Fees: No complete quote collected; cost is unknown.
Route checked: 2026-09-14
United States
Not included in our verified comparison
Availability: A dedicated provider page advertises this route.
Operator: Country-specific contracting entity and permissions still being checked.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: Nigeria bank deposits are advertised; CBN lists Remitly Inc. The contracting-entity chain is still being checked.
Limits: Personal account and route limits have not been verified.
Fees: No complete quote collected; cost is unknown.
Route checked: 2026-09-14
Canada
Not included in our verified comparison
Availability: A dedicated provider page advertises this route.
Operator: Legal Name: REMITLY CANADA INC., Operating Name: REMITLY — M15481516, registered in FINTRAC export checked 14 September 2026.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: Nigeria bank deposits are advertised; CBN lists Remitly Inc. The contracting-entity chain is still being checked.
Limits: Personal account and route limits have not been verified.
Fees: No complete quote collected; cost is unknown.
Route checked: 2026-09-14
Germany
Not included in our verified comparison
Availability: A dedicated provider page advertises this route.
Operator: Country-specific contracting entity and permissions still being checked.
How to pay: Confirm supported methods in the country-specific checkout.
Payout: Nigeria bank deposits are advertised; CBN lists Remitly Inc. The contracting-entity chain is still being checked.
Limits: Personal account and route limits have not been verified.
Fees: No complete quote collected; cost is unknown.
Route checked: 2026-09-14
Sources and review scope
- UK FCA record — 2026-09-14
- UK customer agreement — 2026-09-14
- UK to Nigeria — 2026-09-14
- US to Nigeria — 2026-09-14
- Canada to Nigeria — 2026-09-14
- Germany to Nigeria — 2026-09-14
- CBN IMTO directory — 2026-09-14
- FINTRAC Canadian registry (download checked) — 2026-09-14
- Canadian user agreement — 2026-09-14
Commercial status: No approved publisher agreement is recorded for this profile.