Is Vendor Credit legit?

Vendor Credit has only conditional FCCPC approval as a digital lender. See who runs it, its other apps and registered lenders to use instead.

Conditional approval

Vendor Credit

The FCCPC has allowed this lender to operate on conditions it still has to meet. Read the terms carefully before borrowing.

Company
Eatonhill Investment Limited
Listed by FCCPC as
VENDOR CREDIT APP

Be careful: compare it with fully approved lenders first, read every fee before accepting, and do not grant access to your contacts.

Other listings with a similar name:

FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.

Need a loan? These lenders are on the FCCPC register

FAIRMONEY

FCCPC approved

RENMONEY

FCCPC approved

PALMCREDIT

Licensed by the CBN

We may earn a commission if you apply through these links. It never changes a lender's register status. Compare all loans

Questions borrowers ask

Is Vendor Credit approved by the FCCPC?

As of the FCCPC register checked on 24 October 2026, Vendor Credit is listed as: Conditional approval. The FCCPC has allowed this lender to operate on conditions it still has to meet. Read the terms carefully before borrowing.

Who owns Vendor Credit?

The FCCPC register lists Vendor Credit under Eatonhill Investment Limited.

Is it safe to borrow from Vendor Credit?

We would not recommend it. Borrow only from lenders with full FCCPC approval or a CBN licence, and compare the total cost first.

What can I do if Vendor Credit harasses me or messages my contacts?

Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.