How much do you need to borrow?
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What is the loan for?
Different lenders specialise in different purposes — this matters for approval.
How quickly do you need the money?
Speed affects which lenders are a realistic option for you.
Do you have a BVN?
Almost all licensed Nigerian lenders require a Bank Verification Number.
What is your employment status?
Lenders use this to assess repayment ability.
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