Is Money Tap legit?

Money Tap has full FCCPC approval as a digital lender in Nigeria. See who runs it, its other apps and how it compares with other registered lenders.

FCCPC approved

Money Tap

This lender has full approval from the FCCPC to offer digital loans in Nigeria.

Company
Ripley Nigeria Limited
Listed by FCCPC as
MONEY TAP APP AND VIBECASH APP

Before you borrow: registration does not make a loan cheap. Check the total amount you will repay, never give an app access to your contacts or gallery, and report any harassment to the FCCPC.

FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.

Compare it with other registered lenders

FAIRMONEY

FCCPC approved
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RENMONEY

FCCPC approved
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PALMCREDIT

Licensed by the CBN
Details Visit Provider

We may earn a commission if you apply through these links. It never changes a lender's register status. Compare all loans

Other apps from Ripley Nigeria Limited

  • Vibecash FCCPC approved Ripley Nigeria Limited

Watch out for similar names

These apps have names close to Money Tap but are on the FCCPC watchlist or delisted. Check the exact name and developer in the app store before you install anything.

Questions borrowers ask

Is Money Tap approved by the FCCPC?

As of the FCCPC register checked on 24 October 2026, Money Tap is listed as: FCCPC approved. This lender has full approval from the FCCPC to offer digital loans in Nigeria.

Who owns Money Tap?

The FCCPC register lists Money Tap under Ripley Nigeria Limited.

Is it safe to borrow from Money Tap?

It is allowed to lend, which is the first test. Before you borrow, check the total amount you will repay, read the fees, and never give a loan app access to your contacts or gallery.

What can I do if Money Tap harasses me or messages my contacts?

Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.