On the FCCPC watchlist
Luckyloan Personal Loan (niz Services Limited
The FCCPC has placed this app on its watchlist. We recommend you do not borrow from it.
- Listed by FCCPC as
- LUCKYLOAN PERSONAL LOAN (NIZ SERVICES LIMITED)
What to do: do not install the app or share your BVN, card or contacts with it. If you already borrowed and are being harassed, keep screenshots and report it to the FCCPC and to us below.
FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.
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Questions borrowers ask
Is Luckyloan Personal Loan (niz Services Limited approved by the FCCPC?
As of the FCCPC register checked on 24 October 2026, Luckyloan Personal Loan (niz Services Limited is listed as: On the FCCPC watchlist. The FCCPC has placed this app on its watchlist. We recommend you do not borrow from it.
Is it safe to borrow from Luckyloan Personal Loan (niz Services Limited?
We would not recommend it. Borrow only from lenders with full FCCPC approval or a CBN licence, and compare the total cost first.
What can I do if Luckyloan Personal Loan (niz Services Limited harasses me or messages my contacts?
Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.