Is Lance Credit legit?

Lance Credit has full FCCPC approval as a digital lender in Nigeria. See who runs it, its other apps and how it compares with other registered lenders.

FCCPC approved

Lance Credit

This lender has full approval from the FCCPC to offer digital loans in Nigeria.

Company
Lance Bussiness Innovation Technologies
Listed by FCCPC as
LANCE CREDIT MOBILE APP AND LANCE CREDIT WEB APP

Before you borrow: registration does not make a loan cheap. Check the total amount you will repay, never give an app access to your contacts or gallery, and report any harassment to the FCCPC.

FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.

Compare it with other registered lenders

FAIRMONEY

FCCPC approved

RENMONEY

FCCPC approved

PALMCREDIT

Licensed by the CBN

We may earn a commission if you apply through these links. It never changes a lender's register status. Compare all loans

Questions borrowers ask

Is Lance Credit approved by the FCCPC?

As of the FCCPC register checked on 24 October 2026, Lance Credit is listed as: FCCPC approved. This lender has full approval from the FCCPC to offer digital loans in Nigeria.

Who owns Lance Credit?

The FCCPC register lists Lance Credit under Lance Bussiness Innovation Technologies.

Is it safe to borrow from Lance Credit?

It is allowed to lend, which is the first test. Before you borrow, check the total amount you will repay, read the fees, and never give a loan app access to your contacts or gallery.

What can I do if Lance Credit harasses me or messages my contacts?

Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.