Is Kredi Bizpay-merchant Pos legit?

Kredi Bizpay-merchant Pos is run by a CBN-licensed company, exempt from FCCPC digital-lender registration. See who runs it, its other apps and how it compares with other registered lenders.

Licensed by the CBN

Kredi Bizpay-merchant Pos

This company is licensed by the Central Bank of Nigeria, so the FCCPC has waived separate digital-lender registration.

Company
Kredi Money Microfinance Bank
Listed by FCCPC as
KREDI BANK MOBILE APP AND KREDI BIZPAY-MERCHANT POS
FCCPC remark
THE COMPANY IS LICENSED BY THE CBN

Before you borrow: registration does not make a loan cheap. Check the total amount you will repay, never give an app access to your contacts or gallery, and report any harassment to the FCCPC.

FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.

Compare it with other registered lenders

FAIRMONEY

FCCPC approved

RENMONEY

FCCPC approved

PALMCREDIT

Licensed by the CBN

We may earn a commission if you apply through these links. It never changes a lender's register status. Compare all loans

Questions borrowers ask

Is Kredi Bizpay-merchant Pos approved by the FCCPC?

As of the FCCPC register checked on 24 October 2026, Kredi Bizpay-merchant Pos is listed as: Licensed by the CBN. This company is licensed by the Central Bank of Nigeria, so the FCCPC has waived separate digital-lender registration.

Who owns Kredi Bizpay-merchant Pos?

The FCCPC register lists Kredi Bizpay-merchant Pos under Kredi Money Microfinance Bank.

Is it safe to borrow from Kredi Bizpay-merchant Pos?

It is allowed to lend, which is the first test. Before you borrow, check the total amount you will repay, read the fees, and never give a loan app access to your contacts or gallery.

What can I do if Kredi Bizpay-merchant Pos harasses me or messages my contacts?

Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.