Licensed by the CBN
Firmus
This company is licensed by the Central Bank of Nigeria, so the FCCPC has waived separate digital-lender registration.
- Company
- Firmus Microfinance Bank Limited
- Listed by FCCPC as
- FIRMUS MOBILE APP
- FCCPC remark
- THE COMPANY IS LICENSED BY THE CBN
Before you borrow: registration does not make a loan cheap. Check the total amount you will repay, never give an app access to your contacts or gallery, and report any harassment to the FCCPC.
FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.
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Questions borrowers ask
Is Firmus approved by the FCCPC?
As of the FCCPC register checked on 24 October 2026, Firmus is listed as: Licensed by the CBN. This company is licensed by the Central Bank of Nigeria, so the FCCPC has waived separate digital-lender registration.
Who owns Firmus?
The FCCPC register lists Firmus under Firmus Microfinance Bank Limited.
Is it safe to borrow from Firmus?
It is allowed to lend, which is the first test. Before you borrow, check the total amount you will repay, read the fees, and never give a loan app access to your contacts or gallery.
What can I do if Firmus harasses me or messages my contacts?
Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.