FCCPC approved
Cash4u
This lender has full approval from the FCCPC to offer digital loans in Nigeria.
- Company
- S & Co.tech Partners Ltd
- Listed by FCCPC as
- 99CREDIT APP AND CASH4U APP
Before you borrow: registration does not make a loan cheap. Check the total amount you will repay, never give an app access to your contacts or gallery, and report any harassment to the FCCPC.
FCCPC register last checked 24 October 2026. Names can differ slightly between the app store and the register; if in doubt, search the company name.
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Questions borrowers ask
Is Cash4u approved by the FCCPC?
As of the FCCPC register checked on 24 October 2026, Cash4u is listed as: FCCPC approved. This lender has full approval from the FCCPC to offer digital loans in Nigeria.
Who owns Cash4u?
The FCCPC register lists Cash4u under S & Co.tech Partners Ltd.
Is it safe to borrow from Cash4u?
It is allowed to lend, which is the first test. Before you borrow, check the total amount you will repay, read the fees, and never give a loan app access to your contacts or gallery.
What can I do if Cash4u harasses me or messages my contacts?
Keep screenshots of every message and call, do not pay anything you do not owe, and report it to the FCCPC. Shaming borrowers or contacting their friends and family breaks the FCCPC digital lending rules. You can also report it to KudiCompass so we can warn other borrowers.