Editorial Guidelines

Editorial Guidelines

KudiCompass is here to help Nigerians make smarter money decisions — loans, savings, investing, insurance, payments, and business finance.

Our first job is education. If we ever recommend a product, it’s because we believe it can help a real person in a real situation.

1) Our promise

  • Education-first: we explain the “why” and “how”, not just the “buy”.
  • Independent reviews: partners don’t pay for rankings or scores.
  • Clarity: we show fees, conditions, and risks in plain language.
  • Local reality: we consider Nigerian context (salary timing, bank transfers, KYC, network issues, customer support realities).

2) What we publish

  • Guides: how finance works in Nigeria (interest types, repayment, KYC, NDIC/NAICOM basics).
  • Reviews: product/provider deep-dives with pros/cons, fees, eligibility, and who it’s for.
  • Comparisons: “Best X” roundups with a documented scoring rubric.
  • Provider profiles: licensing, ownership notes (where available), complaints patterns, and support channels.

3) How we research (our evidence standard)

We rely on a mix of:

  • Official product pages, pricing pages, FAQs, and terms & conditions
  • Regulatory sources where applicable (CBN, SEC, NAICOM, FCCPC, NDIC)
  • App store listings and version history (Google Play / Apple App Store)
  • User feedback: reviews, common complaints, and direct submissions
  • Hands-on testing when possible (onboarding, repayment flow, support response)

Where we make a claim (fees, eligibility, licensing), we keep a source link internally and update when things change.

4) Our review principles

  • We don’t do “pay-to-win”. Advertising/affiliate relationships do not control our scores.
  • We focus on total cost, not marketing. Fees + effective rate + penalties + hidden conditions matter.
  • We consider user experience. A product that is “cheap” but unreliable or stressful is not a top pick.
  • We explain trade-offs. There’s no perfect product — just better fits for different people.

5) Conflicts of interest

Writers and editors must disclose any personal or financial relationship that could affect objectivity (employment, investments, consulting, close family ties). When relevant, we’ll note this on the article or change assignment.

6) Updates

Finance products change often. We review high-traffic pages regularly and update whenever we confirm changes to pricing, eligibility, or terms.

7) Contact

Found a mistake or want to suggest a product? Please use our Contact page.